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Business Insurance

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Our Philosophy

At The Christopher Bowers Agency we are looking to form a partnership with our business insurance clients. We strive to be your inside insurance consultant and want to know as much as possible about your day-to-day business operations. This will provide us with in-depth knowledge of how you operate and most importantly where you are exposed for a potential loss. We will then make a comprehensive plan for what policies, coverages & procedures your business needs to operate at its best.

At TCBA we also believe your insurance program needs to evolve as your business does. We have implemented electronic policies, a client portal, e-signature and on-line quoting to mirror our philosophy, this is a new age of insurance.


Types of Insurance

Property Insurance:  Protecting your physical property and equipment is important for any business. That’s where commercial property insurance comes in.  If your property is stolen, damaged or destroyed, commercial property insurance can help cover the costs to repair or replace your property.

General Liability Insurance:  General liability insurance helps cover your costs to respond to a claim that your business caused property damage or bodily injury. It can help pay for claims of:

  • Bodily injury or property damage
  • Reputational harm
  • Advertising errors
  • Medical payments
  • Damage to premises rented to you

Workers compensation insurance:  Workers’ compensation insurance, gives your employees benefits if they get a work-related injury or illness. These benefits can help:

  • Cover their medical care
  • Replace most of their lost wages if they take time to recover
  • Provide disability benefits
  • Pay for their funeral if they lose their life

CPG (Consumer-packaged goods) Insurance: In addition to offering traditional coverages such as commercial auto, workers compensation, and property, we offer coverages tailored for your food and beverage manufacturing business as well, including:

  • Food product recall/testing
  • Manufacturer’s errors and omissions
  • Spoilage in transit

Commercial Auto Insurance: Commercial auto insurance is liability and physical damage protection for vehicles, such as cars, trucks and vans, that are used for business. Commercial vehicles require a separate policy because they are typically exposed to more risk than personal vehicles.

Other coverages such as:

    • Inland Marine
    • Property while in transit 
    • Product recall
    • Cyber

  • Fidelity crime
  • Employment Practices 
  • Directors & Officers
  • Crime



Commercial Carriers


Get a Business Insurance Quote

If you are interested in a quote for your business insurance, please fill out the form below, and we will be in touch.